Top Bright Realty Agency

Buying a Domestic Property

• Looking for a Flat

• Viewing a Place

• Vendor's Title & Encumbrances

• Provisional & Formal Agreement

• Stamp Duty

• Financing your Property

• Date for Delivery of Possession

Selling a Domestic Property

• Looking for a Buyer

• Signing Provisional and Formal Agreement

• Encumbrances against the Property

• Stamp Duty

Things to Know about Purchasing First-hand Residential Property

• Property Area & its Surrounding

• Saleable Area

• Sales Brochure

• Government Lease and Deed of Mutual Covenant (DMC)

• Consent to Sell

• Signing an Agreement

• Inspecting the Unit

Pamphlets and Useful Information

• Guide to Purchasing Properties (revised version)
-- published jointly by the EAA and the Consumer Council

• Notes to Purchasers of First-hand Residential Properties (revised version)
-- published jointly by the EAA and the Consumer Council

• Guidelines issued by The Real Estate Developers Association of HK

• Community Legal Information Centre -- Sale & Purchase of Property

Mortgages and Fees involved in Property Transactions

• Monthly Mortgage Repayment Table

• Stamp Duty

• Mortgage Insurance Programme
-- Insurance Fees

• Legal & Registration Fees

Stamp Duty Rates

Note: This article serves as a general guide only. In case of doubt, please refer to the relevant regulations or seek advice from the legal profession. The Government / GovHK is the owner of the materials. Copyright Notice

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Top Bright Realty Agency ( owned by Top Bright Development Ltd ) EAA Licensed Estate Agency (Company) : C-004393

Address : G/F, Shop 7, No.38-48 Wharf Road, North Point, Hong Kong

Tel : (852)2802 6555 Fax : (852)2510 0030

Email : info@topbright.com.hk　Web-site : www.topbright.com.hk

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